(9) is added: (9) Seepage, meaning a gradual, continuous, or repeated seepage or leakage of water,. Well . 6925a amendatory endorsement. NF-1A Cover Letter. Exemplos . Excess means exactly what it sounds like, SF covers any loss or liability that isn't covered by Lyft/Uber. Careful review of the terms and conditions, especially when working with E&S markets, is critical to ensure proper coverage for insureds and no. Insured. If you expand your coverage, you are likely to see higher rates. Santa Clara County, April 20, 2016, No. 2020), the insured appealed the trial court's grant of summary judgment in favor of State Farm, upholding an owned-vehicle UM exclusion clause in two automobile insurance policies covering vehicles not involved in the accident. Summary. The definition of “assault” is deleted and replaced by the following: “Assault” means any willful attempt to inflict physical harm on you by another which results in injury or . 2 Loss of Income & Extra Expense CMP-4260. For example, an endorsement can provide golf cart personal property coverage of up to $5,000 and liability coverage of up to $25,000. Mobile home form: HO-7. Marie Williams, Advanced Comprehensive Laboratory Llc, Affinity Rx Inc, Altai Corporation d/b/a Get Ready Medical Supply, Altai Corp. 6925RA AMENDATORY ENDORSEMENT (Recreational Vehicle) This endorsement is a part of the policy. State amendatory endorsements are government-required endorsements added to policies. General remarks and official action taken: On this. d/b/a Get Ready Medical Supply, Apex Medical P. If your homeowners insurance policy does cover wind damage, a will usually apply. GENERAL CONDITIONS, I. v. Ct. b. Co. , 237 Va. & Endorsement 6128S. State Farm Companies. Defendant argues that sufficient notice of nonrenewal of the endorsement was established in two ways; first, the form number of the 1990 amendatory endorsement was not listed on the renewal notices under the section labeled "Forms, options and endorsements," and second, the renewal notices contained a statement which. Important State Amendatory Endorsements can be found by clicking the button at the top of the page. ca 99 15 12-93 governmental bodies amendatory endt ca 99 28 10-13 stated amount insurance. Clause V. Only way to tell would be to get a copy and read it. If your roof is over 15 years old, the reduction might be as high as 75% for a five-year-old roof. FP. The policy period will end on that date. 1 (PDF) No - UW Guidelines (PDF) Liberty Mutual Group Liberty Mutual Fire Insurance Company: FMHO 943/HO 00 03 04 91 (PDF) FMHO 954/HO 00 04 04 91 (PDF) FMHO. HW-2116 Homeowners policy. Effective date of this endorsement: If this endorsement is issued as part of the Policy on the Effective Date shown in the Declarations Page, then the countersignature on the Declarations Page also applies to this endorsement. and that Exclusion 2. at 232-35. 99 amendatory endorsement - district of columbia dc ml0093 aais 07. If the two appraisers fail to agree upon the amount of the loss within 30 days, unless the period. And, even if your homeowners or renters insurance includes coverage for home-sharing or rentals, your insurance company still could deny your coverage. Endorsements remain in force until your policy ends. 6925A AMENDATORY ENDORSEMENT. The . Pesquisar . 6128cp amendatory endorsement. (1) is. ”. If we cancel, the refund will be pro rata. 153-7435 OH Page 1 of 1 153-7435 OH (05/2023) IMPORTANT NOTICE Regarding Changes to Your Policy Amendatory Endorsement 2935C is added to your State Farm® Ohio Personal Car Policy, 9835C. On my old policy I had endorsement 6015J which was actually only about $6. This mandatory endorsement must be attached to all Texas policies. INSURING AGREEMENTS AND EXCLUSIONS, C. " According to a claim superintendent, State Farm issued the policy to LaRoque in June 1988 with Amendatory Endorsement 6025J, effective July 7, 1988. Under CONDITIONS-SECTION 1 THROUGH 6, 6. damage, as a result of the use of reasonable physical force to protect any person(s) or property. If your policy's standard coverage is inadequate, endorsements may offer specialized coverage to meet your needs. Cancellation is deleted and replaced by the. GENERAL CONDITIONS OF COVERAGE is added as follows: Q. It can also provide liability coverage if someone hurts themselves at your home or you cause property damage. How much is State Farm homeowners? State Farm home insurance rates State Farm was the cheapest option in our mini-analysis with an average annual rate of $1,325 — more than $250 less than the national average of $1,585 per year. 5/13. policy. You get the same reliable service from the largest auto insurance provider in the U. The Hicks ruling did not sway this insurer, and as such we filed a complaint for breach of contract and sought a declaratory judgment on the policy. Homeowners insurance is not only desired, but in many cases, required by your. Yes, 2022. Competing with State Farm, got auto & home beat but working on umbrella now. 2. State Farm Payment Plan and Auto bills: Locate your current bill's 10-digit key code in the bottom portion of page 1, in the "Please fold and tear here" section, and under "Call your Agent. DEFINITIONS . The only other changes are editorial, and they make Rules 55 and 71 consistent with each other, as well as making the endorsements and policy forms more consistent with each other. It is among the top providers of homeowners insurance, with impressive customer satisfaction and financial stability ratings. Locate the Driver’s License and ID section and select the link “More Driver Services”. Likes: 3. Prepared by the Texas Department of Insurance April 12, 2018 Page 2 of 5 Policy Exclusions — Companies exclude coverage for specific losses. The term is also used to describe the. AMENDATORY ENDORSEMENT This endorsement is a part of your policy. Co. Amendatory Endorsement Earthquake Volcanic Eruption Building Ordinance or Law Cov Residential Community Assoc Hired Auto Liability Employee Dishonesty. above. AMENDATORY ENDORSEMENT NC 00 13 06 21 This endorsement is a part of your policy. HO-2609 Cyber/ID Restoration/Fraud Cv. Insurance companies frequently make changes to their policies. «Amendatory» Meaning of amendatory in the English dictionary with examples of use. Appraisal. It helps protect the personal property and physical structure of the home. What does endorsement mean on an insurance policy? An endorsement, also known as a rider, adds, deletes, excludes. In its pleadings, State Farm stated that it had denied coverage for Kent's injuries based on the “mechanical device” exclusion in the commercial vehicle endorsement (Endorsement 6018GG. 5. 977. Farm premises means the locations shown on the Declarations and when used to support farming. Estes is explicitly excluded from the definition of resident relative because he was one of the named insureds in the policies. GENERAL CONDITIONS A. Your deductible is the amount you pay out of pocket before your insurance kicks in to help pay for a covered claim. S. Make sure that you save the inventory to your desktop. For instance, if you choose to purchase an optional coverage to broaden your insurance protection, it may be called an endorsement. An EPAE may also provide increased protection for items such as computer equipment, that may have lower coverage limits in a standard policy. %PDF-1. How much it costs. Date JAN 26 1973. you, including noninsurance pro- d-ENDORSEMENT Issued to: Policy Number: Endorsement number: (applicable when the endorsement is not issued with the Policy or takes effect after the effective date of the Policy) GEORGIA AMENDATORY ENDORSEMENT 1. TNCs contract with drivers who use their personal vehicles to transport passengers. Only the policy forms and amendatory endorsements that an insurance company requires its policyholders to have are available on this page. Subject Considered: Revision of Texas Standard Provision For Automobile Policies Editions of April 1, 1955 and October 1, 1966 -- Amendatory Endorsement - Notice. This Endorsement is attached to and forms a part of Policy Number: <Policy Number> <Insurer> Referred to in this endorsement as either the “Insurer” or the “Unde rwriters” NORTH CAROLINA AMENDATORY ENDORSEMENT TO POLICY TERMS AND CONDITIONS . Anything that isn’t permanently attached to your home or your property is most likely considered personal property. is changed to read: 3. An insurance endorsement, also known as an insurance rider, is a legally binding change to an insurance policy. You may be eligible for 24/7 roadside assistance coverage. It's important to know exactly what's covered and what isn't on your home insurance policy. By Allstate. 2. State Farm Fire and Casualty Company is a subsidiary of State Farm Mutual Automobile Insurance Company. Pesquisar . The following new endorsements have been introduced for use in North Carolina: • NC 03 33 06 21 Trust Endorsement - This endorsement provides coverage for vehicles held in trust. New forms are constantly added. The endorsement said that the definition of a "non-owned car" was changed to read "a car not owned by or registered or leased in State Farm Compa-nies. 1. I must be going about something in the wrong way, or else I'm encountering a string of shockingly inept State Farm staff. at 237-39. Plaintiff, however, contends the Amendatory Endorsement does not alter the exception on which she relies. ISO is revising the homeowners program and adding some new endorsements. Pricing Information. Co. State Farm General Ins. m. It's a form that becomes part of your insurance policy, altering your policy coverage. Such other products or services must be pro-vided by the . This also includes required care and loss of services. Get a free quote now. is found in a Texas workers’ compensation policy looks like this: * Other states have other waiver forms, such as Form WC 00 03 13. It is also distinctly similar to the "other insurance" clauses we reviewed in UM cases prior to the statutory amendment, where we found the language clear and unambiguous. • NC 03 38 06 21 Delivery. The declaration page stated the policy was subject to Amendatory Endorsement 6128AP. HO-3 insurance policy definition. Richardson, TX. is deleted and replaced by the following: 12. Endorsements and riders allow you to fine tune your coverage by either adding, eliminating or modifying the coverage on your policy. The TNC industry is rapidly changing the livery/taxi. Ins. $400,000. 00 debris removal orWhat sets State Farm® Boat Insurance apart. b. Also called a homeowners policy special form, an HO-3 policy is the most common type of home insurance form on the market. LIABILITY COVERAGE Additional Definition Item 2. This endorsement modifies insurance provided under the following: HOMEOWNERS POLICY DEFINITIONS Under the definition of “ business ”, item d. Under CONDITIONS-SECTION 1 THROUGH 6, 6. Discounts and their availability may vary by state and eligibility requirements. C. Return the completed form to State Farm via e-mail at HOME CLMS-FIRECLAIMS with your claim number as the subject. your policy consists of this declarations page, the policy booklet – form 9825a, and any endorsements that apply, including those issued to you with any subsequent renewal notice. Under Definitions, the definition of "fungus", if included in the coverage form, is deleted and replaced by the following. If all named owners and contingent owners. A standard home insurance policy provides liability coverage and property damage, typically extending to the property's guests and their belongings. number date title state----- sample declarations. 01 amendatory endorsement - premium due date (advisory) ak , al , ar ,. Trying to get a copy of your complete insurance policy form book and or. Under Definitions, if applicable, the definition of “ pollutants” is deleted and replaced by the. An Endorsement is ubiquitous in the auto insurance policy. For more information, visit State Farm Fire and Casualty Company's website or call 800-782-8332. 1989) (finding that, where an insurance policy broadly defined motor vehicle, a moped was a motor vehicle despite that the state's “financial responsibility law” excluded mopeds from its definition of motor vehicle, reasoning that an insurer may offer “broader coverage. 1. A standard replacement cost policy would pay out $300,000, but you’d have to pay $100,000 of your own money to build the house the way it was before the disaster. SEEPAGE EXCLUSION ENDORSEMENT THIS ENDORSEMENT CHANGES THE POLICY. Effective date of this endorsement: [X]State Farm Mutual Automobile Insurance Company, No. HO 32 44, Home-sharing Host Activities Amendatory Endorsement ± North Carolina (For Use With HO 00 03 ) 3. Individual or family cemetery plots or burial vaults of an "insured"; or h. PART 7. The changes are based on the movement of an inflation index and are reflected in the premium on each renewal. If you get an endorsement, expect your premium to change. value of damaged property; b. PART 7. b. Inflation. State Farm disagrees, contending that,after Poehler, State Farm “amended its policy to expressly address when interest begins to accruon a loss. you, including noninsurance pro- d-ucts or services, to vary. or by an organization that has entered into an agreement. I pay $170 /mo for both cars Full coverage, towing/rental, blah blah. Depending on the company you're with, there may be an option to increase that coverage. App. On the new policy it lists Endorsement 6015AP. This endorsement is a part of the policy. m. Don’t worry; we have coverage options and plans that can help protect you while you’re on the road. State Farm Mutual Automobile Insurance Company. G. Plaintiff asserts the Amendatory Endorsement "targets only the ‘exclusion’ for vehicles ‘furnished for the regular use’ of the insured but not the exception [on which she relies] to that exclusion. Insurance endorsements can be standard, which means they are published by an industry advisory organization, or non-standard, which means they are developed by insurers. AAIS This endorsement changes IM 2089 05 12 the policy Page 1 of 3 -- PLEASE READ THIS CAREFULLY -- AMENDATORY ENDORSEMENT TEXAS This mandatory endorsement must be attached to all Texas policies. (see below). 6128cp amendatory endorsement. AT YOUR REQUEST, A VEHICLE TO WHICH THIS ENDORSEMENT APPLIES DOES NOT QUALIFY AS A YOUR CARIN THE COVERAGES REPRESENTED BY THE COVERAGE SYMBOLS LISTED FOLLOWING. Missouri amendatory endorsement; Fungi or bacteria exclusion endorsement; Missouri Property and Casualty Insurance Guaranty Association;An endorsement is any change to your home insurance policy: typically the addition or removal of coverage. Let’s say you just purchased homeowners insurance. 1-2). SPECIAL STATE ENDORSEMENTS ML-150 6-86 Amendatory Endorsement - Liability Coverage Section ML-500 11-86 Punitive or Exemplary Damage Exclusion ML-223 2. The endorsement changes the definition of the insured’s “residence premises” to be one where the policyholder must reside at the beginning of the policy period. 3. Section VI. This rider is part of your contract and will stay in force while the contract remains in force or until the coverage expiration date of this rider. 2013) Court Description: ORDER denying 24 motion to dismiss. An insurance endorsement is a change or addition to an insurance contract that alters the terms or scope of the original policy. An EPAE may also provide increased protection for items such as computer equipment, that may have lower coverage limits in a standard policy. us or by letter to the Maryland Insurance Administration, 525 St. the premium or price for other products or services purchased by . A . we have made a payment toyou or on your behalf for that covered loss; 5. Personal Automobile Insurance Consumer Bill of Rights. Land owned by or rented to an "insured" on which a one, two, three or four family dwelling is being built as a residence for an "insured"; g. Gold Star Endorsement contained a provision that“deleted and replaced” the Loss ValueState Farm Fire and Casualty Company 25143 REFER TO ACORD 101. ” The Endorsement provides that an insurer does “not pay to repair or replace undamaged property due to mismatch between damaged. Offline. Homeowners insurance is not only desired, but in many cases, required by your mortgage. This endorsement changes the policy. WC 00 01 04A. The following changes to your policy are effective on your first renewal on or after 12/1/2023. Ins. Policyholders and Injured Parties. Such other products or services must be pro-vided by the . All standard endorsements are additional pieces of an insurance policy that, once added, become as essential as any other clause in the policy form. Meaning of amendatory. GENERAL. For example, any changes made to the basic policy the insurance carrier files with the state regulators is done by using endorsements. D. GENERAL CONDITIONS, K. Review the Motion for Discovery in State Farm Mutual Automobile Insurance Company v. en amendatory. Plus, in addition to upping your coverage limits, riders can protect you for events that aren’t covered by basic insurance policies, like earthquakes, damage from pets, or identity theft. Rearrange and rotate pages, insert new and alter existing texts, add new objects, and take advantage of other helpful tools. requires all carriers to file by June 1, 2005, an amendatory endorsement that limits all exclusions for compulsory liability coverages that are not expressly or implicitly. State Farm is a leader among home insurance providers because it offers easily customizable homeowners insurance policies and strong online tools. In its pleadings, State Farm stated that it had denied coverage for Kent’s injuries based on the “mechanical device” exclusion in the commercial vehicle endorsement (Endorsement 6018GG. This endorsement also deletes exclusion 2. ” The Endorsement provides that an insurer does “not pay to repair or replace undamaged property due to mismatch between damaged material and new material used to repair or replace damaged. The definition of “pollutants” is deleted and replaced by the following: “Pollutants” means any solid, liquid, gaseous, bacterial, fungal, electromagnetic, thermal or other agent or substance that can be toxic or hazardous, cause irritation to animals or persons and/or cause contamination to property and the environment,CMP-4705. The purpose of this revision is to better protect insureds and insurers regarding assignment of benefits practices in North Carolina. A State Farm ® Rental Dwelling policy can help pay for property damage, injury and liability claims made against you, even loss of rental income if your. The large insurance companies may use a standard policy form in many states and then use an. Pay using a credit or debit card (additional fees apply) or e-check/bank account number. farm purpose or purchasing related services to specifically listed goods that are for use solely for a farm purpose. Federal Employers' Liability Act Coverage Endorsement INSTRUCTIONS. Get Auto Insurance in Maryland. 15-4123 (JBS/AMD), see flags on bad law, and search Casetext’s comprehensive legal database. below. Insurance Services Office (ISO) has released to Big I’s Virtual University the upcoming Homeowners’ multi-state filing tentatively effective beginning in March 2022. A standard homeowners insurance policy should cover a mold claim if the growth has been caused by a covered peril that is sudden or accidental in nature, and the mold is hidden within walls or. See examples of AMENDATORY used in a sentence. AMENDATORY ENDORSEMENT This endorsement is a part of your policy. ”. Complete columns quantity, age, condition and notes, if applicable for each item. for: a. Contact Bel Air State Farm Agent Shirley Brunkhorst at (410) 420-6384 for life, home, car insurance and more. The remainder of the information is to be completed only when this endorsement is issued subsequent to the preparation of the policy. $450,000. you, including noninsurance pro- d. Very different from. It does include any of the state amendatory or unique forms and does not include any of the terrorism endorsements. Estes is explicitly excluded from the definition of resident relative because he was one of the named insureds in the policies. ” (at 21. This endorsement modifies insurance provided under the following: SECUREXCESS POLICY 1. This endorsement changes the policy. Except for the changes this endorsement makes, all other. S. The company I work for has an endorsement which states depreciation would be taken on material, labor, tax, etc where the base policy would only take it on material. In January 2020, summary judgment was entered in favor of defendant State Farm Mutual Automobile Insurance Co. RULE §5. According to State Farm’s business records, when the Policy was renewed in November 2012, the Policy added the 6126LS Amendatory Endorsement (the “Endorsement”). 148, 375 S. A. $0. mandatory. NF-7 Verification of Self-Employment. Here’s what an endorsement can do: Add to the coverage of your insurance policy. is replaced by theUninsured and underinsured motor vehicle coverage helps protect you in exactly these situations. NF-2 Application for Motor Vehicle No-Fault Benefits. , Arista Physical Therapy P. As used in this endorsement, "Contract" means the Contract or Certificate to which this endorsement is attached The following changes are made to your Contract. Disclaimer. 5 ¶ 11 In its supporting memorandum, State Farm described its version of the unloading process as follows: “An auger was being. GENERAL TERMS a. Their dec page has an endorsement FE-5715, does anyone know what this endorsement is? I've been trying to figure out whether their umbrella extends their UM/UIM coverage at all. 2 The "Free Trade Zone" filing exemption exempts an insurer from rate and form filing requirements with respect to certain risks that are of an unusual nature, that have a high loss hazard or that are difficult to place or. Adding an endorsement to your existing insurance contract usually means adding or modifying coverage. Remediation includes any testing to detect, measure or evaluate mold, fungi or other microbes and any decontamination of the residence premises or property. This affordable insurance package protects you against the unexpected risks of doing business. SETTLEMENTS AND COOPERATION A. This is State Farm Mutual Automobile Insurance Company’s response to Civil Remedy Notice 684401 (the “CRN”) filed by Nuvision Auto Glass, LLC. A “newly acquired auto”. WHO-503 Farm Personal Property View WHO-503 ML-30 Fire Department Service Charge:. Any part of a premises occasionally rentedFE-5801 Page 1 of 1 FE-5801 MANDATORY REPORTING ENDORSEMENT The following CONDITION is added: Duties of an Injured Person – Coverage M – Mandatory Reporting. Enclosed is a copy of the following: (1) new Amendatory Endorsement - North Carolina HO 32 33 10 01; (2) revised endorsements which have been amended from “country-wide” endorsements to “state specific”chris@thepostlawfirm. Endorsement MT FARM RANCH FE-5259. It can also provide liability coverage if someone hurts themselves at your home or you cause property damage. W. ENDORSEMENT Issued to: Policy Number: Endorsement number: (applicable when the endorsement is not issued with the Policy or takes effect after the effective date of the Policy) CALIFORNIA AMENDATORY ENDORSEMENT You and We agree: 1. or by an organization that has entered into an agreement. Except for the changes it makes, all other terms of the policy remain the same and apply to this endorsement. Justia Opinion Summary. An endorsement is sometimes called a rider or a floater. 1. (Super. State Farm General Ins. Extended Reporting Period Options: (1) Cancellation or Nonrenewal Option:Replacement cost and actual cash value refer to how your homeowners insurance policy reimburses you for property damage after a covered loss. l. ¶7 In January 2016, State Farm mailed Thurston a copy of the declaration page for his 2015 Chevrolet K1500, and attached a copy thereof. Except for the changes it makes, all other terms of the policy remain the same and apply to this endorsement. Your initial policy may cover standard damages, like replacing your roof. 1. Key questions to ask during the homebuying process. Create or log into your Secretary of State online account and follow the screen prompts to complete your transaction. Of the definition of . An insurance endorsement, also called a rider, is a change to your insurance policy that impacts your coverage. The large insurance companies may use a standard policy form in many states and then use an “amendatory endorsements” to bring it into compliance with Ohio law, or the law of a state where you reside. Eleven years. Some homeowners insurance policies have specific deductibles for damage caused by windstorms and hail, or by tropical cyclones or hurricanes. Borrower shall provide CalHFA with original certificates and amendatory endorsements for all required insurance coverage, in a form and substance acceptable to. v. you, including noninsurance pro- d-ucts or services, to vary. This should be a red flag to the agent or. 05 amendatory endorsement - oregon or ml452 aais 2. 5 %âãÏÓ 32 0 obj > endobj 38 0 obj >/Filter/FlateDecode/ID[18199AEFE338B74280EA5B4DD1798392>18199AEFE338B74280EA5B4DD1798392>]/Index[32 14]/Info 31 0 R. Please contact your Agency Marketing Manager with any questions. ML- 7 4. You may not live there, but the rental property you own is a big investment. 1 Amendatory Endorsement-Ca CMP-4261 Amendatory Endorsement Coverages: Business Liability $3,000,000 Medical Payments $5,000. Endorsements are available for many (but not all) exclusions, and individual homeowners’ needs will vary. amendatory endorsement this endorsement changes your policy - please read it carefully fmho 2493 08 11 liberty mutual insurance group page 1 of 2 this endorsement supersedes all other endorsements which have been made part of your policy and reference these same provisions section i - property coverages coverage a - dwelling item 1. It's a form that becomes part of your insurance policy, altering your policy coverage. State Farm refers to this coverage as Business Liability Coverage. PLEASE READ IT CAREFULLY. Open Split View. Based on this definition, recoverable depreciation is the portion of the depreciated amount that you can get back or "recover" from your insurance company when you make a claim on a policy with replacement cost coverage. against clients of Yours by the Internal Revenue Service or by any state or municipal tax authority. It also has a nationwide agent network that can. If you have a larger home business, you may need an in-home business policy, which. H126 B 01/96 FROA0196 FARM AND RANCH OWNERS POLICY - FORM A (LIMITED FORM). Any vehicle shown in the Declarations. c. Your $16,000 roof claim would be amended as follows: $2,500 deductible. IRA Distribution Request. Farm") upholding. The Policy also included an Amendatory Endorsement providing that an “[u]ninsured [m]otor [v]ehicle does not include a land motor vehicle ․ designed for use primarily off public roads except while on public roads. You may not live there, but the rental property you own is a big investment. So, aim to purchase an amount of coverage at least equal to the. A copy of DFR 2017-04 and policyholder notices follow for your quick reference. For the purposes of this definition, vacant land does not include: (1) farm land; (2) land containing a residence; or (3) land containing fences, corrals, boat docks, tool sheds, barns, grain bins, and similar structures, unless they are used solely for the personal use of the insured; or i. ) Amendatory Endorsement 6128AC modifies the policy form, by excluding the first exclusion to read “there is no coverage for an insured for damages arising out of the ownership, maintenance, or use of a vehicle while it is [] made available; or [] being used to carry persons for a charge. FE-5269. Schedule: $1,600 to $12,000. , Referred to in this endorsement as either the “Insurer” or the “Underwriters” MISSISSIPPI AMENDATORY ENDORSEMENT TO FIDUCIARY LIABILITY CLAUSE . there is state special provisions endorsement HO 01 37 06 07. b. and that 15 – OPINION AND ORDER Exclusion 2. The followingis added: Actual Cash Valuemeans the least of the: a. on To be attached to and form part of Policy Number: Issued to: By: TEXAS AMENDATORY ENDORSEMENT THIS ENDORSEMENT CHANGES THE POLICY. Business day , when used in this endorsement, means a day other than Saturday, Sunday, or a holiday recognized by the state of Texas. 2 The "Free Trade Zone" filing exemption exempts an insurer from rate and form filing requirements with respect to certain risks that are of an unusual nature, that have a high loss hazard or that are difficult to place or. YOUR POLICY. In some cases, uninsured motorist coverage for damage to. the premium or price for other products or services purchased by . `The State Farm Companies `do not warrant `the mer-`chantability, `fitness, `or `quality of any product or `service otfered or provided `bythat organization; or `(3) an agreement, concerning `the insurance provided by `this policy, `thal `the State `Farm Companies has with `an organization of which `you are a member, em-Section 3, Coverage H-Scheduled Farm Equipment and Section 3, Coverage K-Borrowed, Rented or Leased Farm Equipment insured under Peril Code 01. Subject to a $3,500 minimum premium (as of this. and must be attached to the corresponding base policy form. 9970. As a reminder, your choice will only apply to the browser and device. CREDITOR- CAPITAL ONE AUTO FINANCE, ATTN: INSURANCE DEPT PO BOX 390907, MINNEAPOLIS MN 55439-0907. PLEASE READ IT CAREFULLY. READ IT CAREFULLY The following changes have been made to your policy NU-1356 (07/11): DEFINED WORDS The definition below for All-terrain vehicle (ATV) is added to the DEFINED WORDS section of your policy.